Before You Apply
We do the work so that we can find the right loan for you
It is important that you know what is required before applying for a doorstep loan.
We care about our customers and our duty to you is to lend responsibly. Any loan amount applied for must be affordable and the repayments be manageable for you.
This means that for all loan applications we’ll need to see proof of your income and get a full understanding of your outgoings. It is important that you know what is required before applying for a doorstep loan.
Once you have read and understood what we require ...
Over 21
You must be over 21 years of age to apply for a loan with us.
UK Resident
Must be a UK Resident with a permanent residence.
No Debt Management
Not have been declared bankrupt, had a Debt Relief Order or an Individual Voluntary Agreement in the last 6 years.
A little bit about you
We need to prove you are who you say you are and so our Agent will need to see and take a photocopy of one or more of the following:
Form of Identification
We need to know that you are a UK Resident and over 21 before we can start your application
Proof of Address
You will need to be in a permanent residence for at least one year for us to consider your application
Can you afford a loan?
We undertake an Affordability Assessment to ensure we can offer you a loan where repayments are affordable for you.
Payslips
(2 months either as a paper copy or in a format that can be emailed to us)
Bank Statements
(2 months either as a paper copy or in a format that can be emailed to us)
Proof of Income
(for those receiving additional benefits we ask for a letter issued within the last 12 months)