Short Term Cash Loans - Greater Manchester
Brantwood Finance Company offer short term cash loans and doorstep loans between £100 - £500 over a range of repayment terms in the Greater Manchester area. You will have to be in employment to be able to apply for a loan with us. We pride ourselves on an honest and personal service and have been for over 20 years. With our doorstep cash loans, we provide a face to face service which many customers may not get with other lenders.
Our business is built upon the relationships our professional Agents develop with our customers.
When you apply for a short term cash loan or a doorstep loan, a local Agent will visit and take you through your loan options and application, as well as discuss any questions or queries you may have. Our face to face service means you are supported not only throughout your application process but your repayment period too.
We undertake credit and affordability checks through our application process, to ensure the amount you borrow is within your means.
We do the work so that we can find the right loan for you
We care about our customers and our duty to you is to lend responsibly. Any loan amount applied for must be affordable and the repayments are manageable for you. This means that for all loan applications we'll need to see proof of your income and get a full understanding of your outgoings.
It is important that you know what is required before applying for a doorstep loan:
Who are you?
We need to prove you are who you say you are and so our Agent will need to see and take a photocopy of one or more of the following:
- Driving License
- Proof of Address (Utility Bill or Council Tax Bill)
Can you afford the loan repayments?
- Affordability Assessment (details of income and expenditure)
- 3 month payslips (paper copy or in a format that can be emailed to us)
- 3 month bank statement (paper copy or in a format that can be emailed to us)
- Proof of income for those receiving additional benefits (letter issued within the last 365 days)
Do we have Agents in your area?
If you are not sure as to whether we cover your area, please contact us and we will be happy to assist you.
Consumer Credit Association (CCA)
As a long standing member of the CCA, we voluntarily follow their code of practice which outlines the standards of business. Our Customers can feel at ease from knowing that this additional protection exists.
Financial Conduct Authority (FCA)
Feel at ease knowing we are authorised and regulated by the Financial Conduct Authority.
All home credit customers are entitled to a free 3 month account statement; just ask.