Short Term Cash Loans - Greater Manchester

Brantwood Finance Company offer short term cash loans and doorstep loans between £100 - £500 over a range of repayment terms in the Greater Manchester area. You will have to be in employment to be able to apply for a loan with us. We pride ourselves on an honest and personal service and have been for over 20 years. With our doorstep cash loans, we provide a face to face service which many customers may not get with other lenders.

Our business is built upon the relationships our professional Agents develop with our customers.

When you apply for a short term cash loan or a doorstep loan, a local Agent will visit and take you through your loan options and application, as well as discuss any questions or queries you may have. Our face to face service means you are supported not only throughout your application process but your repayment period too.

We undertake credit and affordability checks through our application process, to ensure the amount you borrow is within your means.

You only ever pay back what is agreed when you take out a loan with us

You will never be asked to pay any extra fees or charges and defaults

Our loans are based on what you can afford comfortably each week, fortnight or month

See if we cover your area by clicking 'Apply Now'

1. Complete our online inquiry form

This is the first stage of our application process. Our inquiry team will over look the initial application and make a decision to see if we can help you in anyway. You will have to be living in the areas that we cover. (see here for a full list of areas)

2. Home visit by one of our trusted Agents

If your inquiry is successful, we will arrange a home visit by one of our trusted Agents. They will be completing a FULL application with you and by law they need to document and see evidence of your income and outgoings. (scroll down to see what documents and identification is required)

3. Cash to you door

Our underwriting team make the final decision and will set a credit limit based on your financial situation. If successful, an assigned Agent will return to your home and complete the credit agreement with you. When all the relevant contracts and privacy notices are signed you will receive the funds.

We do the work so that we can find the right loan for you

We care about our customers and our duty to you is to lend responsibly. Any loan amount applied for must be affordable and the repayments are manageable for you. This means that for all loan applications we'll need to see proof of your income and get a full understanding of your outgoings.

It is important that you know what is required before applying for a doorstep loan:

Who are you?

We need to prove you are who you say you are and so our Agent will need to see and take a photocopy of one or more of the following:

  • Passport
  • Driving License
  • Proof of Address (Utility Bill or Council Tax Bill)

Can you afford the loan repayments?

  • Affordability Assessment (details of income and expenditure)
  • 3 month payslips (paper copy or in a format that can be emailed to us)
  • 3 month bank statement (paper copy or in a format that can be emailed to us)
  • Proof of income for those receiving additional benefits (letter issued within the last 365 days)

Do we have Agents in your area?

If you are not sure as to whether we cover your area, please contact us and we will be happy to assist you.

Abbey Hey

Audenshaw

Beswick

Blackley

Broughton

Chadderton

Charlestown

Cheetham

Clayton

Clifton

Collyhurst

Crumpsall

Denton

Droylsden

Eccles

Failsworth

Gorton

Harpurhey

Higher Broughton

Hollins

Kersal

Lower Broughton

Middleton

Miles Platting

Milnrow

Monsall

Moston

Newton Heath

Oldham

Openshaw

Prestwich

Rhodes

Rochdale

Salford

Seedley

Swinton

West Gorton

Whitefield

 

Membership Associations

Consumer Credit Association (CCA)

As a long standing member of the CCA, we voluntarily follow their code of practice which outlines the standards of business. Our Customers can feel at ease from knowing that this additional protection exists.

 

Financial Conduct Authority (FCA)

Feel at ease knowing we are authorised and regulated by the Financial Conduct Authority.