Authorised & Regulated by the FCA
Authorised and Regulated by the FCA
Brantwood Finance operates in accordance with applicable UK financial regulations. We are authorised and regulated by the Financial Conduct Authority (FCA), which is responsible for overseeing financial services firms and ensuring that lenders treat customers fairly.
The FCA sets out strict rules which authorised firms must follow when offering consumer credit products, including requirements relating to affordability assessments, responsible lending and customer transparency.
Being authorised and regulated by the FCA means that we are required to assess each loan application to ensure that any borrowing offered is suitable and manageable based on the applicant’s individual financial circumstances.
Our FCA Authorisation
Brantwood Finance is a trading name of Blueprint Investments Ltd.
Blueprint Investments Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number (FRN): 692548
You can verify our authorisation by visiting the Financial Services Register and searching for our firm details.
Responsible Lending Requirements
As an FCA regulated firm, we are required to carry out affordability and creditworthiness checks before approving any application for credit.
This may involve reviewing your income, regular outgoings, existing financial commitments and other relevant financial information to determine whether repayments would be manageable throughout the agreed loan term.
The purpose of these checks is to help ensure that borrowing is sustainable and suitable based on your individual financial situation.
Treating Customers Fairly
We are committed to treating all customers fairly and in accordance with FCA principles. This includes providing clear information about loan terms, ensuring that borrowing is affordable and offering support to customers who may experience financial difficulty during the repayment period.
Complaints Procedure
If you are dissatisfied with any aspect of our service, you have the right to make a complaint.
We will always aim to resolve complaints promptly and fairly. If we are unable to resolve your complaint to your satisfaction, you may have the right to refer the matter to the Financial Ombudsman Service.